Disclosures

Effective Date: Sep 2025

Clear Mortgage LLC (“Company,” “we,” “our,” or “us”) provides real estate investment lending and related services exclusively within the State of Arizona. This Disclosures page outlines important information regarding our services, limitations, and regulatory requirements. Please review carefully before engaging with us.

1. Not a Consumer Lender

Clear Mortgage LLC provides private investor-focused loans.

Loans are available only for non-owner occupied properties.

We do not provide traditional consumer mortgages or owner-occupied home loans.

2. Loan Approval & Terms

Submitting an application does not guarantee approval, funding, or specific terms.

All loans are subject to underwriting review, available capital, and property/project evaluation.

Terms such as interest rates, fees, points, and funding amounts are disclosed in writing before closing.

Some loan products may include “no points”, but this is not guaranteed and depends on deal structure.

3. Real Estate Services & Bundled Offerings

Clients may choose to bundle real estate representation with loan services.

Discounts or incentives offered through bundling are subject to eligibility and disclosure requirements.

Clients are under no obligation to use Clear Mortgage LLC for both services.

4. SMS/Email Consent (A2P Compliance)

By submitting your information through our website, forms, or other communication channels, you consent to receive communications regarding funding options, updates, and related services.

“By submitting, you agree to receive SMS/email from CLEAR Mortgage about funding options and updates. Msg & data rates may apply. Reply STOP to opt out. Privacy Policy.”

Message & data rates may apply.

You may opt out at any time by replying STOP or clicking Unsubscribe in emails.

For help, reply HELP or contact us directly at (480) 717-8557.

5. Investment Risk Disclaimer

All loans involve risk. Real estate investments may result in financial loss.

Clear Mortgage LLC does not guarantee profitability of any project.

Clients should consult with independent legal, financial, or tax advisors before proceeding.

6. Licensing & Regulatory Compliance

Clear Mortgage LLC operates in compliance with applicable Arizona state laws governing private lending.

Services are limited to transactions within the State of Arizona.

Additional federal and state disclosure requirements may apply depending on project type and borrower circumstances.

7. No Legal, Tax, or Financial Advice

Information on our website or provided during consultation is for informational purposes only. It should not be relied upon as legal, tax, accounting, or financial advice. Clients are responsible for obtaining independent professional advice.

8. Changes to Disclosures

We may update this Disclosures page at any time without notice. Updated versions will be posted on our website with the revised Effective Date.

9. Contact Us

For questions regarding these disclosures, please contact us:

Clear Mortgage LLC
9399 South Priest Drive
Tempe, AZ 85284
United States

📧 Email: [email protected]
📞 Phone: (480) 717-8557
🌐 Website: https://www.clearaz.com/